Our company rebates 50% of our paycheck back to our buyers. How do we do that? Why do we do that? Our buyers take a more active role in searching for their homes by driving/walking/biking by their favorite properties on their own time before setting a showing with us. That’s it. You save us some time by going by going by properties you like, we’ll save you money by giving you part of our paycheck at closing. Click on the “Buyer” tab on our homepage to see all the program details. Email bob@realasave.com if you have any questions. And just look at our testimonials if you want to see how impressed our clients have been with Real-a-Save.
Does it make sense for a real estate brokerage to refer their clients to a title or mortgage company which they share part ownership of? An Affiliated Business Arrangement is when a real estate company owns part of a related business- like a title or mortgage company. Perfectly legal as long as the real estate broker discloses this ABA to the buyer or seller in writing. But does it serve the best interest of a Denver or Boulder real estate consumer to work with a title or mortgage company if their real estate agent/agency will benefit financially from this arrangement? In essence, the agent is referring business to him/herself. Is it possible that this type of referral “dumbs down” the level of service given by an ABA title or mortgage company? Some could argue that a title company in this type of situation could continue to get lots of business even though their level of service is unimpressive or completely lacking. Be sure to ask your agent if they have any affiliated business relationships and discuss if it makes sense for you to give that company your business. Email bob@realasave.com if you have any questions about Dever or Boulder real estate.
Is the amount of earnest money that a buyer sends to a seller written in stone? Who determines this number and must a buyer always stick to it when submitting an offer on a home?
Maybe it’s more accurate to think of the earnest money amount the same way you think about closing date, inspection objection deadline, price, and the response deadline. Maybe it’s just one more detail to hammer out in the negotiations. Did your agent make you aware of this option?
I think the answer to this question is that everything is negotiable. Ask your agent if that $300,000 property really requires an earnest money check of $7,500.00 to be submitted along with the offer. Can’t you send over less?
Whether you’re a first-time homebuyer or a seasoned pro, your home inspection is of critical importance. It’s your main chance to verify the condition of the home, and to insure that you’re not buying a complete money-pit. While the Denver and Boulder real estate market has its share of qualified home inspectors, many buyers simply take a friend’s recommendation, or their Realtor’s recommendation. Check out ASHI (American Society of Home Inspectors) for a list of ASHI certified home inspectors in your area. And if you are taking a referral from your agent then you might want to ask if this inspector has ever located an issue for a previous client which has killed the deal. It’s important to know that you’re getting an inspector with your best interests in mind. Ask the hard questions up front before you hire your next home inspector. And it might be a good idea to ask to see a sample inspection report. There’s nothing worse than paying $350.00 for a 3-page handwritten piece of junk report. Email me at bob@realasave.com if you have any Denver/Boulder real estate questions.
Real-a-Save is the greenest real estate company in Metro Denver and Boulder. Starting in Summer 2009 we’re planting a tree in each of our client’s names through the Arbor Day Foundation. We’re aware that the decisions we make as a business have a direct impact on our planet. And our efficiencies as a company not only allow us to pass along significant savings to our Denver and Boulder real estate clients, but they also have a very real impact on our environment. Everything from paperless transactions, to our little hybrid car, to our recycling, and cloud-hosting are decisions made with our clients and our planent in mind. Check out all the details on our Green Page. And feel free to email me at bob@realasave.com if you have any questions about our buyer or seller programs, our green company, or real estate in general.
There’s a debate going on right now in the real estate community regarding “junk fees”. What’s a junk fee? Many large brokerages charge an “administrative fee” of around $200 or so. This fee sometimes goes by other names, but what exactly a buyer is “getting” for this fee remains debateable. Be sure to ask your Realtor about any fees (administrative or otherwise) that his company may charge. These fees are often picked up by your agent…meaning that the big company your agent works for not only makes up to 50% of the commission, but they also end up collecting “junk fees” as well. Many, including me, view these fees as totally unnecissary. Feel free to email me at bob@realasave.com if you have questions. Remember that Real-a-Save rebates a portion of our commission to our buyers…so we SAVE you money as opposed to nickle and diming you to death!
Is market activity dictated by mortgage rates? We’ve seen lots of action in the Denver and Boulder real estate markets when the rates were dipping down into the 4’s. Yes, 5% is historically a good rate, but activity really spiked when rates were dipping down below that number. Check out Real-a-Save for more information on Denver/Boulder real estate.
Is it really that important to use a lender who lives and works in town? Won’t an online lender work just as well? We’ve seen our Denver/Boulder real estate clients benefit from working with an in-town lender. It’s especially important if you’re a first-time buyer to sit down face to face with your lender and talk about your needs before deciding on a loan. It’s also terrific if you’re working with a lender who will actually attend closing with you and help to explain documents before you sign. Check Bob’s website for more Denver and Boulder real estate information. And remember that Real-a-Save rebates half of their commission back to all of their buyer clients.
It’s interesting to note that there is bristling activity in the Boulder real estate market below $700,000. But once you get above 1 million or so, the activity drops off quite a bit.
Real-a-Save rebates 50% of thier commisison back to their buyer clients at closing. We’re a unique Colorado real estate company working primarily in the Denver Metro and Boulder real estate markets. More information on our commission rebate progams is available at www.realasave.com. And feel free to email Bob if you have any questions about Boulder or Denver real estate: bob@realasave.com
Real-a-Save is a 100% paperless company. In fact, every single Denver/Boulder real estate transaction that we’ve done over the past 3 years has been totally paperless.
DocuSign digital signature service, as well as the convenience and security issues surrounding digital signatures are discussed.
